10 States Most at Risk of Disaster - Series Final - No.'s 2 & 1

States of danger

Disasters can happen anywhere and at any time. But some places experience more than their fair share of floods, tornadoes, hurricanes, winter storms and severe weather -- so much so that certain locales earn frightening nicknames, such as Tornado Alley. No matter where you live, make sure you have the right kinds and necessary amounts of insurance coverage to protect your finances.

So where do these damaging events occur most frequently and severely? Kiplinger.com worked with the National Weather Service to identify the 10 states that have suffered the biggest estimated property losses from disasters over the past eight years. Take a look:

No. 2: Texas

Estimated property damage (2006-2013): $23.7 billion

Most frequent disasters: hail, thunderstorms, drought, tornadoes and flash floods

Weather-related fatalities (2006-2013): 313

Severe thunderstorms and tornadoes are nearly as common as tumbleweed in the Lone Star State. Also, cities close to the southern coast, such as Galveston and Houston, are often in the bulls-eye of destructive hurricanes, such as Hurricane Ike in 2008, that gain strength over the Gulf of Mexico. And wildfires -- such as the 2011 Bastrop fire that destroyed more than 1,500 homes -- are common due to extreme heat and drought conditions in the state.

No. 1: New Jersey

Estimated property damage (2006-2013): $26.4 billion

Most frequent disasters: damaging wind, winter storms, floods and flash floods

Weather-related fatalities (2006-2013): 87

 

New Jersey earns the top spot on this list, in large part due to damage wrought by Sandy -- which had weakened from a hurricane to a post-tropical cyclone by the time it the Jersey Shore -- in October 2012. The state was among the hardest hit by Sandy, which was the second-costliest storm in U.S. history, after Hurricane Katrina. Many homes and businesses were destroyed along the Jersey Shore, and a portion of the Atlantic City Boardwalk washed away. Shortly after Sandy hit, another storm brought wet snow that caused more power outages and damage.

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This blog is brought to you by SERVPRO^® of Great Neck/Port Washington, a leading provider of fire and water cleanup, mold mitigation, remediation and restoration services. For more information and a full list of our services, please visit us online at www.servproofgreatneck.com or contact us at 516-767-9600.

 

 

 

10 States Most at Risk of Disaster - Series Countdown- No.'s 4 & 3

States of danger

Disasters can happen anywhere and at any time. But some places experience more than their fair share of floods, tornadoes, hurricanes, winter storms and severe weather -- so much so that certain locales earn frightening nicknames, such as Tornado Alley. No matter where you live, make sure you have the right kinds and necessary amounts of insurance coverage to protect your finances.

So where do these damaging events occur most frequently and severely? Kiplinger.com worked with the National Weather Service to identify the 10 states that have suffered the biggest estimated property losses from disasters over the past eight years. Take a look:

No. 4: Missouri

Estimated property damage (2006-2013): $5.0 billion                                                                           Most frequent disasters: hail, thunderstorms, winter storms, floods, tornadoes                      Weather-related fatalities (2006-2013): 346

Missouri has suffered the most weather-related deaths in the last eight years. The tornado that swept through Joplin on May 22, 2011, was one of the deadliest in U.S. history (158 deaths) and generated $2.2 billion in insurance claims, according to an Insurance Information Institute analysis of data from ISO’s Property Claims Service.

No. 3: Tennessee

Estimated property damage (2006-2013): $5.1 billion

Most frequent disasters: thunderstorms, hail, winter storms, tornadoes

Weather-related fatalities (2006-2013): 224

Severe storms and tornadoes are common in Tennessee, which was among several southern states hit by the historic “super outbreak” of tornadoes in April 2011. The state’s capital, Nashville, suffered an estimated $2 billion in damage due to flooding in May 2010, and Memphis had millions of dollars’ worth of damage when the Mississippi River flooded in the spring of 2011.

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This blog is brought to you by SERVPRO^® of Great Neck/Port Washington, a leading provider of fire and water cleanup, mold mitigation, remediation and restoration services. For more information and a full list of our services, please visit us online at www.servproofgreatneck.com or contact us at 516-767-9600.

 

 

 

10 States Most at Risk of Disaster - Series Countdown - No.'s 6 & 5

States of danger

Disasters can happen anywhere and at any time. But some places experience more than their fair share of floods, tornadoes, hurricanes, winter storms and severe weather -- so much so that certain locales earn frightening nicknames, such as Tornado Alley. No matter where you live, make sure you have the right kinds and necessary amounts of insurance coverage to protect your finances.

So where do these damaging events occur most frequently and severely? Kiplinger.com worked with the National Weather Service to identify the 10 states that have suffered the biggest estimated property losses from disasters over the past eight years. Take a look: 

No. 6: Oklahoma

Estimated property damage (2006-2013) : $4.5 billion

Most frequent disasters: hail, thunderstorms, tornadoes, drought

Weather-related fatalities (2006-2013): 162

 

The Sooner State has another moniker: Tornado Alley. A massive EF5 tornado devastated Moore, Oklahoma on May 20, 2013, and the widest tornado on record hit El Reno, Okla., just 11 days later. Severe storms and twisters are so much a part of the state's weather that the National Severe Storms Laboratory and the National Weather Service’s Storm Prediction Center are located here.

Homeowners in tornado-prone states should set aside an emergency fund and take photos of all valuables in preparation for an insurance claim.

No. 5: Alabama

Estimated property damage (2006-2013): $4.9 billion

Most frequent disasters: thunderstorms, hail, tornadoes

Weather-related fatalities (2006-2013): 333

 

Alabama was hit hard by tornadoes in April 2011, especially in Tuscaloosa and Birmingham, where more than 120 people were killed. In fact, the Yellowhammer State is second only to Oklahoma for the number of EF5 tornadoes (the largest in intensity and area) that have struck there.

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This blog is brought to you by SERVPRO^® of Great Neck/Port Washington, a leading provider of fire and water cleanup, mold mitigation, remediation and restoration services. For more information and a full list of our services, please visit us online at www.servproofgreatneck.com or contact us at 516-767-9600.

 

 

 

 

10 States Most at Risk of Disaster - Series Countdown - No.'s 8 & 7

States of danger

Disasters can happen anywhere and at any time. But some places experience more than their fair share of floods, tornadoes, hurricanes, winter storms and severe weather -- so much so that certain locales earn frightening nicknames, such as Tornado Alley. No matter where you live, make sure you have the right kinds and necessary amounts of insurance coverage to protect your finances.

So where do these damaging events occur most frequently and severely? Kiplinger.com worked with the National Weather Service to identify the 10 states that have suffered the biggest estimated property losses from disasters over the past eight years. Take a look:

No. 8: Louisiana

Estimated property damage (2006-2013): $3.9 billion

Most frequent disasters: thunderstorms, hail, tornadoes, tropical storms, floods, flash floods
Weather-related fatalities (2006-2013): 66

Last year, the Pelican State was at the top of our list, largely because of Hurricane Katrina, which was the costliest disaster in U.S. history. But it drops in the rankings because the 2005 hurricane was not part of our data set this year, which includes events from 2006 to early 2014. However, Louisiana suffered from flooding when Hurricane Isaac hit in 2012. If you live in a flood-prone area, don’t wait until storm clouds gather to buy a flood policy; typically, there’s a 30-day waiting period before premiums take effect.

No. 7: Mississippi

Estimated property damage (2006-2013): $4.3 billion

Most frequent disasters: thunderstorms, hail, tornadoes, floods and flash floods

Weather-related fatalities (2006-2013): 88
 

Mississippi frequently is hit by tornadoes and severe storms. It also has been in the path of several hurricanes -- most recently Hurricane Isaac in 2012 -- that have caused extensive flooding. Although homeowners insurance covers damage due to wind, it doesn’t cover flood damage. You have to purchase a policy through the National Flood Insurance Program.

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This blog is brought to you by SERVPRO^® of Great Neck/Port Washington, a leading provider of fire and water cleanup, mold mitigation, remediation and restoration services. For more information and a full list of our services, please visit us online at www.servproofgreatneck.com or contact us at 516-767-9600.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

10 States Most at Risk of Disaster - Series Countdown- No.'s 10 & 9

States of danger

Disasters can happen anywhere and at any time. But some places experience more than their fair share of floods, tornadoes, hurricanes, winter storms and severe weather -- so much so that certain locales earn frightening nicknames, such as Tornado Alley. No matter where you live, make sure you have the right kinds and necessary amounts of insurance coverage to protect your finances.

So where do these damaging events occur most frequently and severely? Kiplinger.com worked with the National Weather Service to identify the 10 states that have suffered the biggest estimated property losses from disasters over the past eight years. Take a look:

No. 10: Arizona

Estimated property damage (2006-2013):
$3.5 billion

Most frequent disasters: thunderstorms, flash floods, drought, dust storms

Weather-related fatalities (2006-2013): 93

Drought conditions have plagued Arizona for the past several years. As a result, the state has seen outbreaks of wildfires, including its largest on record in 2011. The Wallow Fire burned more than 500,000 acres in eastern Arizona. And in 2010 a series of severe thunderstorms produced numerous tornadoes and hail around Phoenix, causing an estimated $2 billion in damage.  Keep in mind that if your home is damaged, you should file a claim only if it’s several hundred dollars more than your insurance deductible. Frequent small claims can lead to a rate hike.

No. 9: Colorado

Estimated Property damage (2006-2013): $3.7 billion
Most frequent disasters: winter storms, hail, drought, floods and flash floods

Weather-related fatalities (2006-2013): 70

Record rainfall during September 2013 led to floods that killed nine people and caused widespread destruction in several Colorado cities, according to the National Climatic Data Center. The Centennial State also suffered the most damages among western states where wildfires broke out in the summer of 2012. If you live in a state where wildfires are common, it’s important to know what your homeowners policy covers and the difference between assessed value and actual replacement value. Too many people learn only after a fire that they were underinsured.

 

 

 

 

 

 

 

 

 

 

Good-Bye Summer! Fall Clean-up Tips – Series Part 5

This summer has been hot and dry and although it may seem too soon, fall will be here before we know it! You’ve probably already had it with your lawn - it's natural.   As summer winds down, the tendency is to put lawn care on the back burner until spring blooms anew. But by taking time to put your yard and landscape “to bed” in fall, your lawn will reap the rewards. Give your lawn a  healthy start next spring by following these helpful fall tasks.

Decorate for the holidays. Fall is the time to think festive! Draw attention to your landscape with lighting, and find ways to incorporate a pop of color by filling containers with seasonal selections - mums for fall.

Clean up. Wash down the patio furniture and store it for the season. Make sure to pick up toys so they don’t get buried or lost.

Good-Bye Summer! Fall Clean-up Tips – Series Part 4

This summer has been hot and dry and although it may seem too soon, fall will be here before we know it! You’ve probably already had it with your lawn - it's natural.   As summer winds down, the tendency is to put lawn care on the back burner until spring blooms anew. But by taking time to put your yard and landscape “to bed” in fall, your lawn will reap the rewards. Give your lawn a healthy start next spring-follow along this week to learn some helpful fall tasks.

Pick up leaves. Fall cleanup will save time for gardening come spring, and clearing your lawn of leaves and sticks will prevent the heavy, wet foliage from suffocating the turf. Dark, moist environments are breeding grounds for disease.

Mow low. Make the last mowing of the season a short cut since you’ll retire lawn equipment until spring comes around again.

Good-Bye Summer! Fall Clean-up Tips – Series Part 3

This summer has been hot and dry and although it may seem too soon, fall will be here before we know it! You’ve probably already had it with your lawn - it's natural.   As summer winds down, the tendency is to put lawn care on the back burner until spring blooms anew. But by taking time to put your yard and landscape “to bed” in fall, your lawn will reap the rewards. Give your lawn a healthy start next spring-follow along this week to learn some helpful fall tasks.

Divide plants. If your perennials are overcrowded, fall is an ideal time to divide the root ball and replant. Cutting back the plants prior to transplanting can help reduce shock.

Plant fall bulbs. Plant in fall to enjoy spring’s first blooms - crocus, daffodil, tulip. The best time to plant is after the first frost so the bulbs will stay cool all winter. Dig holes for bulbs and fertilize before replacing soil.

Good-Bye Summer! Fall Clean-up Tips – Series Part 2

This summer has been hot and dry and although it may seem too soon, fall will be here before we know it! You’ve probably already had it with your lawn - it's natural.   As summer winds down, the tendency is to put lawn care on the back burner until spring blooms anew. But by taking time to put your yard and landscape “to bed” in fall, your lawn will reap the rewards. Give your lawn a healthy start next spring-follow along this week to learn some helpful fall tasks.

Air out the soil. Thatch build-up and foot traffic can compact soil, which cuts off oxygen and nutrient supply to the roots.  Aeration loosens soil and literally airs out the earth. Soil plugs that are removed can be left on the lawn - they will eventually break down, providing nutrients to your lawn. Balding turf, matted-down grass, sparse new growth, pools of water and tough ground are signs you need to aerate.

Level and reseed. Start spring on level ground by filling ruts and low spots where water collects now. Early fall is the best time to reseed a lawn so turf roots establish before winter. Loosen soil with a dethatching rake, add a soil amendment and evenly apply seed.

Good-Bye Summer! Fall Clean-up Tips – Series Part 1

This summer has been hot and dry and although it may seem too soon, fall will be here before we know it! You've probably already had it with your lawn - it's natural.   As summer winds down, the tendency is to put lawn care on the back burner until spring blooms anew. But by taking time to put your yard and landscape “to bed” in fall, your lawn will reap the rewards. Give your lawn a healthy start next spring-follow along this week to learn some helpful fall tasks.

Feed your lawn. Think of fall fertilization as refueling and replenishing your lawn after a long, hot summer. Fall fertilization will help maintain your lawn’s root health and replenish nutrients that were expended in summer
months. Fall feedings should be timed when plants are still absorbing nutrients, so don’t wait too long. Depending on your region, fall feeding can take place beginning on Labor Day or into early October.

Remember to water. Before you put away that watering can and retire your sprinklers for the season, remember that thriving plants are still thirsty. Water early in the day to avoid evaporation and disease development. And water deep: When you see moisture soak into the soil of container plants and beds, apply another dose.

Survival Guide: Recognize Which Clouds Mean Danger – Series Part 5

During severe weather outbreaks, conditions can change rapidly and the weather can turn volatile quickly. It is crucial to follow severe weather and tornado-related watches and warnings during episodes of severe storms. Keeping a weather radio nearby, with extra batteries handy, is a must. If you are out on the open road, staying tuned to severe weather alerts and being able to read the clouds for severe weather can help save your life. This is the final in a series of ominous-looking clouds we presented this week.

Asperatus Cloud

An abundance of heat in the atmosphere is needed to produce enough energy for the dramatic, rolling formations of asperatus clouds. Another factor is the interaction of very moist air (often on the fringes of thunderstorm complexes) with very dry air. The darkness of the clouds is likely due to the large amount of water vapor.  Asperatus clouds are not necessarily accompanied by stormy weather. In fact, they have often been observed without the development of thunderstorms.

Survival Guide: Recognize Which Clouds Mean Danger – Series Part 4

During severe weather outbreaks, conditions can change rapidly and the weather can turn volatile quickly. It is crucial to follow severe weather and tornado-related watches and warnings during episodes of severe storms. Keeping a weather radio nearby, with extra batteries handy, is a must. If you are out on the open road, staying tuned to severe weather alerts and being able to read the clouds for severe weather can help save your life. This week we present a breakdown of ominous-looking clouds and the dangers associated with them.

Thunderstorm Anvil Cloud

Anvil clouds are the flat top of a thunderstorm, or cumulonimbus cloud. They can spread up to "hundreds of miles downwind from the thunderstorm itself," according to the National Weather Service. Lightning can strike from anvil clouds, even far away from a thunderstorm. Lightning described as striking "from out of the blue" is usually from an anvil cloud that has drifted from a thunderstorm.



Mammatus Cloud

Striking mammatus clouds can sometimes be seen below thunderstorm anvil clouds. The rounded and smooth look of mammutus clouds captivates onlookers. They are often found underneath anvil clouds of severe thunderstorms; however, they can form underneath clouds associated with non-severe thunderstorms as well.

Survival Guide: Recognize Which Clouds Mean Danger – Series Part 3

During severe weather outbreaks, conditions can change rapidly and the weather can turn volatile quickly. It is crucial to follow severe weather and tornado-related watches and warnings during episodes of severe storms. Keeping a weather radio nearby, with extra batteries handy, is a must. If you are out on the open road, staying tuned to severe weather alerts and being able to read the clouds for severe weather can help save your life. This week we present a breakdown of ominous-looking clouds and the dangers associated with them.



Funnel Cloud

A funnel cloud is a rotating column of air (visible due to condensation) that does not reach the ground. If a funnel cloud reaches all the way to the ground, it is then classified as a tornado. When out on the road, funnel clouds should be treated as tornadoes, since they could touch down.

Tornado

A tornado is a rotating column of air, reaching all the way to the ground. Strong tornadoes are one of the most destructive forces of nature on a small scale, the strongest of which can level entire towns. A roaring noise, often compared to that of a train, can be heard in many cases when a tornado touches down. Vehicles are not a safe place to be if there is a tornado nearby.

Survival Guide: Recognize Which Clouds Mean Danger – Series Part 2

During severe weather outbreaks, conditions can change rapidly and the weather can turn volatile quickly. It is crucial to follow severe weather and tornado-related watches and warnings during episodes of severe storms. Keeping a weather radio nearby, with extra batteries handy, is a must. If you are out on the open road, staying tuned to severe weather alerts and being able to read the clouds for severe weather can help save your life. This week we present a breakdown of ominous-looking clouds and the dangers associated with them.

 



Shelf Cloud

Shelf clouds often form at the leading edge of a gust front or outflow boundary from a thunderstorm or strong winds flowing down and outward from a storm. The outer part of a shelf cloud is often smoother with a notable rising motion exhibited by a tiered look (hence, the name shelf cloud). Underneath, a turbulent, unsettled appearance is often the case.  A shelf cloud should be seen as a harbinger of strong winds, so take caution.

Wall Cloud

A wall cloud is a cloud that is lowered from a thunderstorm, forming when rapidly rising air causes lower pressure below the storm's main updraft. "Wall clouds can range from a fraction of a mile up to nearly 5 miles in diameter," according to the National Weather Service.  Wall clouds that rotate are a warning sign of very violent thunderstorms. They can be an indication that a tornado will touch down within minutes or even within an hour.

Survival Guide: Recognize Which Clouds Mean Danger – Series Part 1



During severe weather outbreaks, conditions can change rapidly and the weather can turn volatile quickly. It is crucial to follow severe weather and tornado-related watches and warnings during episodes of severe storms. Keeping a weather radio nearby, with extra batteries handy, is a must. If you are out on the open road, staying tuned to severe weather alerts and being able to read the clouds for severe weather can help save your life. This week we present a breakdown of ominous-looking clouds and the dangers associated with them.

Cumulonimbus Clouds

Rapid vertical growth in these cauliflower-looking cumulonimbus clouds shows that there is a mature thunderstorm, likely producing heavy rain. Abundant moisture and instability due to cool air aloft and heating at the surface set the stage for cumulonimbus to develop. A lifting mechanism, such as a cold front, can help trigger these clouds to form. Heavy rain, frequent lightning, strong winds and hail can be threats associated with cumulonimbus clouds.

Scud Clouds

Scud clouds may appear to be ominous as they hang vertically below a cumulonimbus cloud. Sometimes, scud clouds are mistaken for funnel clouds. However, these clouds are benign and non-rotating. They often have a ragged appearance that sets them apart from the often smooth funnel clouds.