Wednesday, August 27, 2014

10 States Most at Risk of Disaster - Series Countdown - No.'s 6 & 5


States of danger

Disasters can happen anywhere and at any time. But some places experience more than their fair share of floods, tornadoes, hurricanes, winter storms and severe weather -- so much so that certain locales earn frightening nicknames, such as Tornado Alley. No matter where you live, make sure you have the right kinds and necessary amounts of insurance coverage to protect your finances.

So where do these damaging events occur most frequently and severely? Kiplinger.com worked with the National Weather Service to identify the 10 states that have suffered the biggest estimated property losses from disasters over the past eight years. Take a look: 

No. 6: Oklahoma

Estimated property damage (2006-2013) : $4.5 billion

Most frequent disasters: hail, thunderstorms, tornadoes, drought
Weather-related fatalities (2006-2013): 162
 
The Sooner State has another moniker: Tornado Alley. A massive EF5 tornado devastated Moore, Oklahoma on May 20, 2013, and the widest tornado on record hit El Reno, Okla., just 11 days later. Severe storms and twisters are so much a part of the state's weather that the National Severe Storms Laboratory and the National Weather Service’s Storm Prediction Center are located here.
Homeowners in tornado-prone states should set aside an emergency fund and take photos of all valuables in preparation for an insurance claim.
No. 5: Alabama
Estimated property damage (2006-2013): $4.9 billion
Most frequent disasters: thunderstorms, hail, tornadoes
Weather-related fatalities (2006-2013): 333
 
Alabama was hit hard by tornadoes in April 2011, especially in Tuscaloosa and Birmingham, where more than 120 people were killed. In fact, the Yellowhammer State is second only to Oklahoma for the number of EF5 tornadoes (the largest in intensity and area) that have struck there.


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